Dispute Resolution

Business relationships are built through trust, openness, honesty, integrity, consistency and respect towards others. Sometimes, though,

there may be differences of opinion, particularly when things don’t quite work out the way you intended when you took out the credit

contract. We recognise communication is the key to solving these difficulties and the steps below will assist both of us quickly get our

relationship back on track.

Step 1   If you are dissatisfied with something we’ve done, we encourage you to phone us and explain your concern(s). We can usually resolve the matter(s) amicably, without delay.

Step 2   If you’re still not happy with our response, you should contact our Internal Dispute Resolution (IDR) Manager, Chris Barsha by telephoning (07) 3299 2972 or email idr@miraclecarfinance.com.au as soon as possible. We may ask that you put your complaint in writing to us so that we may investigate it further. You can email it to us on idr@miraclecarfinance.com.au.

Step 3   Should you still be dissatisfied after using both of the above steps, you may contact our ASIC-approved External Dispute Resolution (EDR) provider, Australian Financial Complaints Authority. You can contact them at no cost by writing to GPO Box 3, Melbourne Victoria 3001, telephoning 1800 931 678 (free call), emailing info@afca.org.au, or via their website, https://www.afca.org.au.

Please note that you must have gone through our IDR process first before doing so. If you fail to do so, the matter will be referred back to us to resolve in the first instance.